Have you ever forgotten an automatic deduct transaction saved? Suddenly you get a message from your bank that some amount is deducted from your account with respect to a merchant you have saved.
You dig through all your bills and go through that particular site to verify if you have actually saved your card for automatic payments. This actually happens when you save your card for quarterly or yearly transactions. Often times you forget that you have set it up for an auto-payment subscription. Some times, the amount deducted is the fund you planned to buy something else. This brings a pain when you save and forget!
There are other scenarios where you sign up for multiple websites in a hurry to learn about something. One good example is you want to learn about blogging and you look out for some good bloggers who teach blogging. You end signing up for multiple sites because every person has different method of teaching about a particular topic. So end up learning about blogging in bits and pieces from multiple websites.
One day you wake up with 100 emails screaming about a particular product that is on sale. Every person has different story attached to the same product and how it helped them uniquely. But what if you are not ready to make a huge investment and you still want to learn in bits and pieces available on the internet? You end up unsubscribing the websites you don’t read anymore or you don’t like the content they sharing with you over email.
You can handle above scenarios by using a simple technique.
Write down what websites you are signing up for!
All you have to do, is write down the sites you usually browse through. For example, you browse planner printable, slow cooker recipes and blogging. You often go through this content over internet and subscribe to few websites that you feel are sharing valuable content with you. There are other websites that you subscribe too. These websites are generally e-commerce websites, learning websites where you take courses, subscription services and finally your bank account services.
For each and every category of websites you go through maintain a page of Password cheatsheet that I am going to share in this post for FREE. All you have to do is, maintain separate page for each of the websites you sign up for. You need to enter Username or email you have used for sign up, Password chosen by you, Website URL you have signed up for and lastly, “IsBillable?” column where you specify yes or no. By specifying yes or no you can always trace back what are all the websites you have signed up for which may cost you money.
How To Use Password Cheatsheet
Every time you fill up a new row with sign up details, you can figure out how many websites that are going to send emails. By writing down all of them in one place, you can always go back to the Password cheatsheet and unsubscribe from subscriptions that are not giving you valuable information. Easy right?
There is one major drawback with this approach though. Don’t ever write down a password for your bank account on the sheet and leave it there on the dustbin. That’s insane! Always make sure to shred the paper or tear it into tiny pieces before throwing it into the dustbin. This will make the information non recoverable.
In my case, I never write my bank password on the paper or my personal email password. But I do write down the passwords the websites I subscribe to. These passwords are often do not cause much harm when exposed by accident. At the worst, I need to change my password and I am done.
What’s your thoughts on the Password cheatsheet?
Do you have other ways to get out of forgotten password scenarios? I know recovery email address is one option but that is not available for sites I subscribe for fun content! They all are small business owners sharing good ideas! Any other suggestions?